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Why use a mortgage broker to refinance?
Do you remember dial-up internet access? How about audio cassettes? Don’t worry if you don’t; they are, of course, a thing of the past. A...
Profectus Lending
Dec 3, 20233 min read
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Do you know how much you owe on your HECS-HELP debt?
While student HECS and HELP loans in Australia are interest-free, they are indexed every financial year based on a cost of living index....
Profectus Lending
Dec 3, 20233 min read
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A Pre-Tax Time Checklist for Property Investors
Sorting through heaps of receipts to figure out your allowable deductions isn’t anyone’s idea of a good time, right? Property investment...
Profectus Lending
Oct 26, 20232 min read
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Credit Report 101: A Beginner’s Guide
Have you ever wondered how lenders decide whether to grant you that coveted home loan?
Your credit report holds significant importance
Profectus Lending
Sep 26, 20233 min read
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Mastering the settlement process – What every homeowner should know!
There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement...
Profectus Lending
Sep 25, 20232 min read
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Stuck in an expensive home loan and feeling trapped in a Mortgage Prison?
You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a...
Profectus Lending
Sep 19, 20232 min read
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Are you considering refinancing? You’re not alone.
According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to...
Profectus Lending
Sep 12, 20232 min read
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Meet one of the managing and founding partners of Profectus Lending - Senior Broker, Michael Wills
As one of the founding partners for Profectus Lending, Michael holds great pride in delivering a high level of satisfaction to his...
Profectus Lending
Sep 10, 20232 min read
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Meet your Profectus Lending Broker, Sadaf Jouee
Sadaf is a newcomer to the Mortgage Broking industry, bringing with her a diverse background in Retail, Real Estate, and Marketing. In...
Profectus Lending
Sep 10, 20231 min read
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Achieve your investment goals: Loans for your strategy
Whether you’re a seasoned property investor or a newbie, it’s important to get the right team of professionals supporting you throughout you
Profectus Lending
Sep 5, 20232 min read
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Meet your Profectus Lending Broker, Lana Vasiliou
Lana is a dedicated broker with integrity, who was recognised within her industry as the 2019 Connective Compliance Broker of the Year.
Profectus Lending
Aug 16, 20232 min read
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Three steps to home loan pre-approval
If you are considering making that next or your first property purchase, it is recommended to get a home loan pre-approval first.
Profectus Lending
Aug 16, 20231 min read
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