Profectus Lending

Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance

You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a...

According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to...

If you are considering making that next or your first property purchase, it is recommended to get a home loan pre-approval first.