Home loans

Home loans for buying or refinancing, with variable packages to suit you.

Basic, Standard Variable Loan

Basic standard variable loans, can still be paired with offset accounts.

Offset Variable Home Loan

Save on interest while getting access to your money, with diverse benefits from our huge range of lenders' products

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Fixed Rate Home Loan

Get a rate you can lock your confidence in or split this loan with a variable loan product.

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We offer a range of home loans, with offset account solutions and tailored bundles to suit investors and owner occupiers.

Mortgage brokers serve a diverse clientele, including first-time homebuyers, self-employed individuals, and those seeking competitive interest rates and favourable terms in fixed home loans, variable home loans, or offset home loans. Profectus Lending Brokers offer a personalised touch, tailoring mortgage packages to match your specific financial situation.

Whether you need a low down payment option, a stable fixed-rate mortgage, the flexibility of a variable-rate mortgage, or the strategic advantages of an offset home loan, we leverage a series of lending products using our industry knowledge to curate the ideal mortgage solution. Our personalised approach ensures that you secure the most suitable financing solution, upping your chances of achieving homeownership and investment growth and fostering long-term financial stability.

Get your home loan through a broker

Home loans

Owner occupier and Owner Investor loans.

We work with first-home buyers and of course those moving into investing.

Business and commercial

Equipment loans, business vehicle loans and more.

Self Managed Super Fund

We'll guide you through the set up and process so you're up and running independently

Personal Loans

Whether you're refinancing, or borrowing for the assets, break, or remodelling you need - we will help find the best loan and present you options that have the most benefit to you.

Low Documentation Loans

We know your unique circumstances can make loans challenging. We ensure you can achieve your goals within your means.

Offset acounts

Usually paired with a standard variable loan, giving you that buffer to be in control of your loan.

When you see the change in people, when they get the news that their first home is theirs, or they can go and buy that car they've wanted but never thought would be theirs. It's a rush for them, but it's joy to a broker, to me this is a really proud moment of actually helping making a real impact in someone's day-to-day life."

Sadaf Jouee